Latest Blog

Feb - 06
2019

Does my Insurance cover me to install?

Signelite prides itself on supplying Sign Industry specific products to customers. Our commitment to understanding the Industry means our products are designed to include those all-important extensions a Sign Company needs. If these key covers are missing it could result in a problem and our case study below highlights this. Does my Insurance cover me to Install? A client who had been insured with Signelite for many years was approached by a local Broker to ask if they could quote for his business at renewal. The client agreed and the local Broker provided a quote which was £200 cheaper than Signelite. As a result the client decided to change to the local Broker to save some money. The team at Signelite did stress to the client to check the cover he had been offered to make sure no key covers were missing and gave the client some examples of the possible differences to check. The client confirmed to us the Broker had said the cover was the same therefore he was moving to save money. A year later the client contacted Signelite for a new quotation. It was established the client had tried to make a claim on his policy during the year and it had not been covered. He had been to install a sign for a local business, had dropped it and damaged a vehicle parked below. The Insurance company had declined to pay the claim. It turned out the local Broker had not asked if our client…

Jan - 18
2019

BSGA Offer financial support towards training

BSGA Offer financial support towards training The BSGA are pleased to announce that from 1st January 2019 until 31st December 2019 all BSGA Full and Affiliate Members will receive financial support towards the cost of attending workshops and training provided by BSGA Members Make it Happen. This will apply to any of the education workshops or Dress Down Hands On programme offered by Make it Happen. These are CPD accredited and are considered beneficial for employees’ career progression and advancement. In one day, attendees can learn about more techniques and materials than any sign company will deal with in over a month’s work. The benefits are a more educated and enthused work force able to spot more and more lucrative opportunities. These courses are aimed at those who are new into the industry as well as working with those who have had more experience. The courses provide help and guidance so that those missed opportunities become less and less. Why are we doing this? Here are a couple of testimonials that go a long way in explaining why we feel Members of the BSGA should seriously consider these courses for themselves and there employees. For more information please visit https://uksigns.org/industry-news/bsga-offering-financial-support-towards-training/              

Jan - 14
2019

Does my Insurance cover me to Manufacture?

Does my Insurance cover me to Manufacture? XZY & Co were approached by their bank to offer them insurance for their business. After a brief discussion with an advisor at the bank they were provided with a quotation at an extremely reasonable rate. XZY were happy to proceed with cover, the policy did seem cheap but the banks rates were very competitive. Two months later XYZ contacted the bank to ask the to increase the sum insuted at premesis for contents as they were buying a new engraving machine and replacing their wide format printer with a newer model. The advisor at the bank sounded confused....... It was subsequently discovered that the bank had provided them with an office policy which basically covered office contents at the premises and liabilities for clerical based administration work which included clients visiting the office. It did not cover manufacture neither did it cover them for sign install work.  

Dec - 31
2018

Does my Insurance Cover me to Work at Heights?

Sign Industry - Working at Heights Signelite prides itself on supplying Sign Industry specific products to customers. Our commitment to understanding the Industry means our products are designed to include those all-important extensions a Sign Company needs. If these key covers are missing it could result in a problem and our case study below highlights this. Case Study: Working at Heights A new Sign company approached a broker in their local town to obtain a quote for their new signage installation business . They advised the broker they would be installing only and would not be undertaking any manufacture. They have employees so Employers liability would need to be included. The broker confirmed this will be fine and proceeded to take details of the company, the wages and turnover. The quote was obtained and the new sign company went ahead with cover. The Sign Company began to pick up a lot of work and obtained a contract with a local university to install a number of signs at different heights and some involving the use of a cherry picker. They rang their insurer to advise they would be working at a 20 meter height to install two of the signs and this would be undertaken from a cherry picker. The rest of the work would be low level signage. The broker advised them their policy was restricted to a 10 metre height limit only so they cannot undertake installations above this. The client lost the contract as a result.

Dec - 19
2018

Will my Insurers Pay a Claim if I dont Declare my Motoring Convictions?

Case Study: Will my Insurers Pay a Claim if I dont Declare my Motoring Convictions? XYZ Sign business insured their company vehicles under a motor trade policy with an insurance broker in 2017. When an employee of the business had an accident later that year they contacted the broker to make a claim. It was subsequently discovered that the driver of the vehicle had a number of motoring convictions on his driving licence which he had failed to disclose when the policy was taken out. As a result insurers refused to to the claim because convictions had not been declared. Prior to insurers making this decision further enquiries were made by them to ascertain the full facts as to non-disclosure of the convictions. It was determined the broker clearly asked the question when the insurance was applied for whether any drivers had any motoring convictions or accidents in the last 5 years. In addition to this. a motor trade proposal form had been completed and signed by the policy holder and again convictions were not declared. Whilst insurers will take a view on each individual case and gather facts in order to ascertain whether the client was negligent or had simply made a mistake in not declaring the information, in the above case the convictions on the drivers licence were a lot more serious. These turned out to be DR10 for drink driving which involved a ban and a CD10 for careless driving. If these were declared to insurers when the…

Dec - 17
2018

A Great Celebration of the British Sign Industry (Nov 2018)

A Great Celebration of the British Sign Industry The signelite team recently attended the BSGA Awards for the Sign Industry and what an amazing evening was had by all. With just under 300 sign industry professionals gathered at the Athena Centre in Leicester on Thursday (Nov. 8th) for the annual British Sign Awards celebrating some of the best work completed and undertaken by British sign businesses over the past year. A total of 15 awards were presented, covering every aspect of sign making, from traditional crafts through vehicle wraps and interior décor to large scale, highly engineered signs. Guest speaker at this year’s event was ‘The Legend’ Steve Davis, six times World Snooker Champion, who was a huge success with the audience and, with the assistance of BSGA Director David Catanach, kept the presentations of the awards flowing smoothly. Signelite offer there congratulations to all award winners. A full list of winners can be seen on the BSGA Website (Click Here) Image courtesy of the BSGA

Nov - 21
2018

Are you Sure you are covered?

Are you Sure you Are Covered Signelite prides itself on supplying Sign Industry specific products to customers. Our commitment to understanding the Industry means our products are designed to include those all-important extensions a Sign Company needs. If these key covers are missing it could result in a problem and our case study below highlights this. A client who had been insured with Signelite for many years was approached by a local Broker to ask if they could quote for his business. The client said yes and the local Broker provided a quote which was £200 cheaper than Signelite. As a result the client decided to change to the local Broker to save some money. The team at Signelite did stress to the client to check the cover he had been offered to make sure no key covers were missing and gave the client some examples of the possible differences to check. Check you Insurance Cover Carefully.. The client confirmed to us the Broker had said the cover was the same so he was moving to save money. A year later the client contacted Signelite for a new quotation. It was established the client had tried to make a claim on his policy during the year and it had not been covered. He had been to install a sign for a local business, had dropped it and damaged a vehicle parked below. The Insurance company had declined to pay the claim. It turned out the local Broker had not asked…

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