Employment Disputes and Compensation Awards
Having the best employees you could wish for makes absolutely no difference at all, the best relationships have disagreements that end in tears, and you and your employees are no exception. Just to make matters worse, when it comes to taking you to a tribunal it costs them absolutely nothing (at the moment anyway) so, what have they got to lose?
An alleged dispute can come from anywhere, unfair dismissal, constructive dismissal or others on the grounds of sex, race, and disability.
Don’t have employee?
Won’t affect you then will it… possibly yes actually. There are still many dangers even at interview stage, you can be accused of discrimination on similar grounds to those stated above.
As long as you have complied with the necessary requirements and regulations provided by the relevant legal bodies the Insurers will pay the basic and compensatory award and/or compensation awards arising from an alleged breach of an employee, prospective employee or ex employee’s statutory rights under employment legislation*.
This doesn’t actually mean you can do what you want and get someone to defend you. Health & Safety for instance is typical example, the defence is provided up until you are charged (if of course you were charged). A few areas, non-motor related prosecution, data protection act breeches, wrongful arrest, or actions brought against you for sex, sexual orientation, race, disability, age, religious belief or political opinion.
So what is the cover provided and what will the insurer do? Full Enquiries or Aspect Enquiries
Insurers will provide a specialist who will negotiate on your behalf, and then if required represent you in any appeal proceedings.
Negotiating on your behalf and representing you in any appeal proceedings following an assessment issued by HM Customs and Excise in respect of Value Added Tax due.